Meryl and Marina
Our Lifestyle Blog

Company Resilience Planning in simple terms November 25, 2015

Company Resilience Planning in simple terms must minimally fulfil two major objectives, specifically to enable data reliability & data repair (to make sure continuance of company) together with prevent or reduction of job losses.

There are three periods of Business Resilience. It is a framework that is not inclusive as well as the opportunity which could be designed to fit your business design. Crisis Management phase, the Emergency Response period together with Business Continuity Planning.

Emergency Response Plan addresses the methods necessary to respond immediately to any episode that affects daily operations, may jeopardise the security of your colleagues or provide unwarranted additional analysis to the company. The burden lies on the organisation to conduct itself with the highest value for its workers safety and health. The objective of the Emergency Response cycle would be to provide guidelines to:

- Ensure the safety and health of colleagues

- Quickly identify and react to situations that will arise at or close to the office

- Help if necessary evacuate the building in an orderly manner

- Ascertain the level of containment necessary to reduce harm to equipment and services

- Identify and use the required emergency activities

- Coordinate with experts and local emergency services

Crisis Management enables you to possess a process for beginning the business continuity process and controlling them in addition to evaluating crisis situations. It is important to note that emergencies might contain both physical and non-physical threats to business operations. The objective of the Crisis Management cycle will be to ensure:

- Actions necessary to protect the survival of the colleagues are taken

- Determination of the level of the incident is accurate

- Appropriate individuals are built into response teams to carry out the required actions

- Effective communication was created to colleagues

- External communications are controlled

- Appropriate operating strategies are implemented

Business Continuity program gives each functional a framework where to resume critical business operations if an event disturbs their normal work place as well as the resources in-it are not accessible. The individual department’s business continuity plans backed and are closely coordinated by the local management service staff for such areas as engineering and office administrative assistance in creating a continuous working environment.

This cycle addresses the inaccessibility of its contents and the standard work site. These plans must give a worst-case reduction scenario. Incidents that lead to lesser effects may be handled by running down the relevant elements of the ideas.

The goal of this section is to satisfactory levels, to make sure our ability to support our customers within an appropriate manner and to ensure that required business done in a certain place could be restored within reasonable timeframes.


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Categories: Business Help

Not the time to use the services of the one-man-band September 10, 2015

If you’re the tenant in a leased property and your rental will shortly be coming to an end, you need to begin making plans to get your flat or apartment in the best possible arrangement in order to ensure that the deposit which you paid at the beginning of the lease is returned at the end of the agreement. So what’s the greatest approach to take about this to guarantee the perfect opportunity of regaining your deposit in full?


The great majority of landlords of domestic accommodation will insist the lease documentation contains a stipulation to the effect that there is to be a deposit paid at the date of entrance to supply “insurance” against damages, repairs or breakages. The deposit is paid at or before the commencement of the tenancy, together with the first instalment of rent. The total amount of deposit varies based on the landlord and the property but is generally a multiplier of the monthly rental cost.

Identifying breakages is normally a pretty uncomplicated matter – after all, something is broken or it is not – but the questions of whether repairs are required and, if so, who’s responsible, can as often as not be much less clear-cut. The landlord can reasonably be entitled to expect to receive his property back in as near as possible to the original condition in which it was excepting ordinary wear and tear. Remember that the expression “repairs” is going to be deemed to include cleaning the property in order that it’s in a fit condition to be let out again. Consequently, the landlord will most certainly anticipate as a bare minimum that the property is thoroughly cleaned at the end of the lease. If this really isn’t the case most landlords will simply deduct the costs for cleaning from the deposit and don’t hesitate to get the property cleaned by their particular contractors that are preferred. You as renter may very well wish to challenge either the area of the work needed or the cost of the work but by then the “damage” has been done and you may be facing an uphill fight to get your deposit back in full.

By employing a professional end of lease cleaning company in Canberra to assist you with your end-of-tenancy clean, you’re in control of just what cleaning work needs to be done and you can even keep a close watch on the budget. If, as in most cases, your landlord or his or her agents have provided an end-of-lease checklist to you, then the cleaning business can take a note of what is required and ensure that these occupations are included in the quote. This separate point of view might be crucial in case of a dispute arising between tenant and landlord.

Unfortunately, however well-intentioned the tenant – or indeed the landlord – there can be occasions where a dispute will appear, even after the tenant has had the property cleaned by a professional national cleaning company. The tenant will soon be able to call upon the cleaning business to confirm that it’s indeed carried out the work needed by the landlord, which will assist considerably in receiving the deposit back complete, should such a development happen. It seems sensible to get everything confirmed in writing – either by email or by letter. A professional domestic cleaning company will be pleased to provide you with full written details of the occupation so you possess the most total data to fall back upon should any issues arise with the landlord to be done, together with an estimate for its costs. You need to also make sure you had the essential work and hold on to a copy of your receipt which attests that you’ve honoured your obligations. Some professional domestic cleaning companies will even provide you with before-and-after videos or photographs as additional evidence should a dispute arise.


In a nutshell, this is not the time to use the services of the one-man-band cleaning business, who will only take payment in cash and refuses to commit anything to writing! If you need to get your end-of-lease cleaning job done to the highest standards, giving you the greatest possible chance of recovering your deposit complete, then it makes sense to utilise a professional cleaning company.

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Categories: Home and Land

National Sterling Financial Management – Adviser Profile – Vince September 4, 2015

Who is Vince Panagioridis of National Sterling Financial Management?

vinceOur financial adviser Vince Panagiotidis is an authorised representative of National Sterling Financial Management with Australian Securities and Investments Commission (ASIC) number 420434.

Vince has been with the National Sterling Group since 2011. Vince completed all necessary internal and external training required to become an authorised representative and Adviser for National Sterling Financial Management.


Education and qualifications

  • Diploma of Financial Services (Financial Planning)
  • Diploma of Accounting



In the time that Vince has been with the National Sterling Group he has worked closely with a number of Senior Advisers supplying them with much needed customer support services, product research and strategy research. Through doing so, Vince has gained the necessary experience and expertise required to offer the full range of National Sterling Financial Management Services products.

Further to his experience with National Sterling Financial Management, Vince came to National Sterling Financial Management with an added skill set that accompanied him through 15 years of successfully owning his own business.

What advice can my adviser offer?

Vince can offer the full range of financial services that are listed within this financial services guide.

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Categories: Business Help

Pay Insurance Through Your Super Fund August 16, 2015

insuranceIn a life you will acquire a lot of useful skills and at a certain age, if you’ve learnt the right ones, you will be able to competently manage your own super.

All super funds have insurance and the SMSF should be no exception. How comprehensive you want to be is really up to you but seriously consider covering yourself well for every likely scenario.

Good insurance is available from many suppliers, you just need to sort through the hundred and thousands of companies supplying it and then you need to pick the one perfect for your situation.. who has time?

Check these guys out - they do all that hard work for you and make sure you are not over paying but are covered for everything your circumstances ask for. The best part is, all insurance is payable for SMSF so you are not actually out of pocket.

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Categories: Business Help

Types of Kids Scooters for Sale April 14, 2015

Are you having trouble finding the best kids scooters for sale? Well, you’ll not be troubled anymore because you have come to the right place. I know a lot of people out there are struggling to get the best scooters for their kids at affordable prices. Most people who mind the health and fun of their children can agree with me that scooters are great tools for kids. Apart from being a great exercise tool, they are also very helpful in developing your child’s balance and coordination skills. With this tool, they will no longer be glued to television all day. In turn, they will prefer going outside and riding their scooter. There are various types of scooters in the market presently. It’s therefore important that you get your child a scooter that is appropriate to their age.

*Three Wheeled Kick Scooters

These types of scooters come in two forms. There are those with two wheels at the back and ones with two wheels in the front. Both wheels are meant for stability of the scooter as well as making it less easy for the child to tip. Often, three wheeled kick scooters are meant for kids aged 3 years to five. They normally have a wider deck for their feet hence they are more comfortable when gliding. Additionally, they are kick scooters which require the youngster to push the ground to get started. These scooters have their own variety of features which you have to study before choosing the perfect scooter for your kid.

*Two Wheeled Kick Scooters

Two wheeled scooters are also a popular type that most kids are riding these days. Most of these scooters are made of durable aluminum alloy and come in various styles, colors and range of manufactures.

These scooters are convenient for kids aged 5 and above. Most children who are at this age have undoubtedly gained enough balance skills hence they can roll along with their chances of tipping over greatly reduced. Like in the three wheeled scooters, the kid must push off the ground with their foot a few times and then place the foot on the deck and glide along. As the kid gets more experienced, he or she may now learn how to do new tricks and new things with the scooter. Furthermore, with the modifications and specialized scooters in the market nowadays, you can make the scooter to perform to your kids liking.

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Fixing Emergency Electrical Faults in Melbourne February 18, 2015

Briggs Electrical is a 24-hour, 7-days a week emergency electrician which visits residential and commercial properties throughout the bayside area of Melbourne.

A simply completed power crisis in Brighton:

The client discovered an unprofessional electric craftsmanship from a different electrician who’d installed the electric security change entirely wrong, Briggs was required to find the electric breakdown. The client was effective after attempting 6 additional emergency electrician business. Briggs Electrical inquired and discovered under wrong dimensions security change and size cabling, inducing the security switch to vacation having lamps and no electricity.

Supplying the cost up-front in order to avoid any shocks in the ending, the client was satisfied with all the cost by operating on the power switchboard, and work began.

Without further ado all the wiring that was dangerous were removed, ensured all the energy to the switchboard was off although we were operating on the electric switchboard at night and changed all the faulty parts with best quality foreign approved electric protecting apparatus to bring back the energy along with re wire each of a bad cabling to secure cabling.

Result: Yet another Happy client

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Combining Online Services to Generate Results December 2, 2014


SEO is a popular term thrown about the online marketing world. It is becoming more and more important and more widely spoken about. Most people that have their own site would know all about SEO and the importance of having a knowledgeable and experienced team of experts working towards reaching and surpassing goals.

SEO is a long term strategy, it’s not a quick fix solution to problems a site may be having. It is something that should be worked on continuously.

By combining different techniques together a business is more like to succeed in the online world.

Combining SEO Services, Web Videos, AdWords Management and Google Remarketing, Social Media and Affiliate Marketing as the internet marketing tool, you will get noticed by potential customers and get more sales.

The services available vary from company to company, and depending what company and industry you are in, will determine what services you will need to achieve maximum results.

Being efficient and professional are traits you want in a company when you are going to be dealing with them for this ongoing process of search engine optimisation. As a busy and often stressed business owner, it is nice to have a company I can always rely on and can trust.

The resources above aren’t huge firms, so you work with a team who are passionate and dedicated to their work and to getting results. They don’t lock you into any contracts either, so the ball is always in your court.

I have only had positive results, which has led to more website traffic, more brand awareness, more sales in and out of the website and therefore company growth.

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Categories: Business Help

IT Solutions With a Difference October 30, 2014

IT Support

I am the supervisor in a medium sized medical practice, and lately we have employed IT Support Melbourne professional service.

Sadly everyone in the business is quite technology illiterate and although our computer systems were in desperate to upgrade our computers and we would not have the slightest idea where to even start as we have no idea about what we need.

IT Support Melbourne did everything from beginning to end, as well as support and their on-going care means that if anything goes wrong they are able to help us straight away.

We have now got all of our entire back-ups of our systems and data, as well. It’s possible for you to pay online, also, so it is not difficult to keep on top of everything. Everything runs a lot more easily in our office and the difference has been found by our all of our patients.

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Categories: Business Help

Shop with Toscani for a premier range of cocktail dresses online October 13, 2014

I’ve got a big event coming up next week – my best friend is speaking at an event and wants my support, together with her fiancé they have organised an after party to celebrate. I was looking for an excuse to buy myself a new dress, so I guess now is a good a time as any.

I’d bought a few things from Toscani before, and I knew their range of cocktail dresses online was pretty impressive.

I ended up buying this beautiful navy blue dress by Camilla and Marc – just one of the labels and designers that Toscani stock.

It wasn’t nearly as expensive as you’d imagine for a designer dress, either. Which is why I went a bit crazy and ended up heading over to to get myself new pair of boots as well :P.

The best part was that they were able to deliver it to my office in only a few days as I wasn’t going to have a chance to get down to the store before the weekend. If ever you’re looking for designer dresses online, my advice is start with Toscani.

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Categories: Fashion

Lifespan Fitness are the way to go for all your home gym needs September 28, 2014

I reckon I’ve got a pretty sweet home gym setup, if I do say so myself. I’ve got a rack, plenty of weights, and even a rowing machine. I’ve started doing a lot more cardio lately, but I didn’t have a treadmill. I could easily go for a run outside, but if the weather is no good then the last thing I want is to miss out on a session. I went straight to Lifespan Fitness to find one, as I’ve bought everything from there so far. These guys are pros – they really know their stuff and are more than happy to give you sound advice before you make a decision or a purchase.


The range of treadmills was pretty extensive, which didn’t surprise me at all. They’ve got all the bells and whistles, too – manual or automatic incline, shock control, pedometer, heaps of speed settings, you name it. I’ve been to plenty of gym equipment stores before but Lifespan Fitness is by far the best. They’ll even deliver your treadmill Melbourne wide so there’s no need to organise a trailer or anything like that. Check them out online or go visit them in store, either way you’ll be impressed.

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Categories: Lifestyle

Kids cubby houses; an important part of any backyard August 28, 2014


I’ve just moved into a new home with my wife and 2 kids. So far, so good – it’s a nice place in a good neighbourhood with a big backyard for the kids and the dog. However, my children have just informed me there’s one thing missing. A cubby house. At our old place, we had a great big cubby house that I built for them when they were very little. I didn’t really have the time to build a new one for them so I decided to look online. Not any old thing would do, I wanted a really good timber cubby house they could use for years. I came across Lifespan Kids and was very impressed. Their kids cubby houses are the real deal – very authentic and classic in style. The one I had my eye on had a red painted roof, shutters on the windows, and even a slide and ladder, too. It was the perfect size for the backyard, and it came somewhat preassembled so it only took me an hour or two to put together once we got it home. The biggest test of all will be seeing what the kids think – I’m going to surprise them with it tomorrow!

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Categories: Play Equipment

The most stunning bridal stores Melbourne has to offer August 14, 2014


I work as a wedding planner and I absolutely love it. Helping couples organise the most important and happiest day of their lives is such a satisfaction, and there’s nothing like seeing a beautiful wedding pulled of successfully. Naturally I’ve made some pretty good contacts in the industry over the years like florists, caterers, designers, venue hosts, and that sort of thing and I’m always happy to suggest these services to clients I work with. I’ve got great relationships with them all, but the most valuable is the relationship I have with The Designer Bridal Room. Ladies, listen up – if you want a stunning, unique dress that won’t cost a fortune, you go straight to these guys. Their range is simply breathtaking and no two dresses I’ve ever seen come out of that place have looked alike. I promise you, they’re the finest bridal stores Melbourne has to offer and they understand you’ve been dreaming about this day since you were a little girl. You can find yourself a beautiful gown, and your bridesmaids can even get their dresses there, too. Plus they’ve got other accessories like gloves, tiaras and bracelets. Buying a dress from The Designer Bridal Room is a sure way to guarantee you’ll have a wonderful wedding day.

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Categories: Bridal

Low Calorie Meals on Wheels July 7, 2014

Meals on Wheels as a name and a concept has always made me smile. Some people take pleasure in cooking but I am not one of those people. A trip to the supermarket is a real pain for me to find time for and I’m happy to outsource all of these menial tasks in my life.


IT’s great to do what makes you happy and so wonderfully convenient to live in a world where you can pay someone else to do the things that don’t really bring you joy. I do like to eat well, healthy food that’s well prepared and well presented; low calorie meals that don’t taste like it. I’ve tried all kinds of meals on wheels type services and the best of them is Dineamic.

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Rental Bond Loans Experts June 27, 2014

You’re looking at one. To tell you the truth I knew absolutely nothing about rental bond loans just three short months ago. I am someone who thoroughly enjoys a bit of research though, and someone with plenty of experience in financing. I knew that once I found Housing Bond Loans, I was onto a winner.


We needed to look into rental bond loans for our new shops because we simply didn’t have the liquidity to manage the upfront costs demanded at the time. We had set money aside but circumstances changed. Finding the right rental bond loans was the difference between going ahead with the growth strategy and not so it was pretty crucial stuff. Housing Bond Loans were far away the most impressive operator we found for their offerings and their customer focus. We really felt supported by them.

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Categories: Business Help

Buying a new car? Enlist the help of Ryan The Negotiator April 19, 2014


My trusty ’95 Holden Commodore finally bit the dust last week. I’d owned it since new, and I’d covered some serious miles in that thing. I found myself buying a new car for the first time in ages, and admittedly I didn’t even know where to start. A friend of mine said that for discount new cars, Ryan The Negotiator was my best bet.

Well, I gave him a call and told him I was looking to find a new Audi, work was good and I just scored a new sponsor for our organisation so I thought I would upgrade to class, but didn’t want to get ripped off. Within 2 days, Ryan had got back to me with no less than half a dozen options. I couldn’t believe it. I got a much better price than I ever would have had I have gone to a dealer or private seller myself, and all it cost me was $249 for his time. The car’s fantastic, and I even had change from my budget, too.


Ryan The Negotiator is a top notch car broker, check him out if you’re in the market of buying a new car.

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Categories: Services

A vertical garden is just on the horizon February 16, 2014


I know that vertical gardens are all the landscape rage at the moment and have been for a few years, but I am right on the bandwagon. I have wanted a vertical garden ever since I first saw one, and I am so excited that I managed to get 02 Plant Walls to put the most gorgeous green wall in our garden. Continue reading “A vertical garden is just on the horizon” »

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Categories: Home Improvements